Housing finance
We work with clients to develop new approaches to funding the supply of affordable housing and widening access to it.
Our activities include:
- Research e.g. an Islamic Finance Options Review for the World Bank and Central Bank of Malaysia
- Product design and pilot schemes e.g. for Family Homes Funds flagship Help to Own affordable mortgage in Nigeria
- Performance measurement e.g. a comparative review of Real Estate Investment Trusts in seven African countries, for the Centre for Affordable Housing Finance
Market analysis
Our highly adaptable approach to market research provides clients with a comprehensive, detailed picture of a country’s housing and education sectors and it’s wider environment.
We deploy a range of research methods:
- Desktop review
- Stakeholder interviews
- Focus groups
- Household surveys
- Site visits
Our market analysis methods can be used to inform the development of public policy, investment decisions, and other interventions.
Policy development
We work with national governments, international organisations, financial institutions, local authorities, NGOs, and other actors to devise effective and innovative policy solutions to the housing crisis.
Sustainability
We believe that housing and education solutions must be environmentally sustainable as well as affordable.
In collaboration with our clients, we:
- Design and implement ambitious yet attainable energy efficiency (EE) building codes and guidelines
- Strengthen the capacity of stakeholders to collect and monitor EE data
- Encourage the use of low-emission construction materials
Integrate the principles of affordability and sustainability, such as offering “green” low-cost mortgages with discounted interest rates for homes with a high energy performance rating.
Transformation
We have a proven track record of advising clients on the creation and transformation of financial vehicles, housing management firms, and various institutions. Our expertise in transformation includes:
- Leading on the design of organisational objectives, governance structures, and staffing models
- Assisting governments in establishing Special-Purpose Vehicles for property development
- Establishing a new management company tasked with overseeing the development of 50,000 affordable, environmentally friendly homes
Business planning
We provide business planning and financial modelling services for a range of clients.
For example, using the software tool Brixx, a project in Rwanda required a detailed financial model to explore funding options for developing an estate of 2600 affordable, environmentally sustainable homes.